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How AI Legalese Decoder Can Simplify Paying off Military Debt

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## Involuntarily Disenrolled from ROTC and Accumulated Debt

I am writing to discuss a situation I have found myself in after being involuntarily disenrolled from ROTC and accruing a debt of $120,000 as a result of attending an out-of-state school. This unexpected turn of events has left me in a difficult financial situation, especially as I am set to enter Officer Candidate School (OCS) in the near future.

## Seeking Solutions for Repaying Debt During Service

As I prepare to embark on my journey to OCS, one question weighs heavily on my mind: Is it possible for me to repay this substantial debt within the timeframe of my service? Given the circumstances that led to this debt, I am hopeful that there may be options available to help me address this financial burden while fulfilling my obligations to the military.

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5 Comments

  • Beastmon142

    Yes absolutely. What you’re technically doing is ‘active duty service in lieu of repayment’, which is outlined on your disenrollment letter and DFAS letter.

    I’ve recently gone through a similar process getting disenrolled with recoupment. Go to the [DFAS education debts](https://www.dfas.mil/debtandclaims/militarydebts/educationdebt/) and find the branch of service you were in ROTC. Those will have your instructions. I’ve talked to 4 different agents on the phone and they all have some weird extra instructions you have to do through DFAS. My experience was sending my shit to NETC and a few months later my debt was off my credit report. DM if you have any more questions.

  • Academic_Mode_5437

    Yes it’s possible. Took 4 years of living like I was still a college kid. Roughly same amount as you. Within 10k

  • to16017

    Involuntarily disenrolled? What did you do?

  • Linkz98

    I just paid off that amount on an enlisted salary. Paid the final $85k today in cash. I still have 43k left in the bank. It’s highly doable. It took me 7 years.

  • KCPilot17

    If you budget hard, but unlikely.