How AI Legalese Decoder Can Help You Navigate Common-law Spouse’s Hidden Gambling and Your Legal Rights
- February 16, 2024
- Posted by: legaleseblogger
- Category: Related News
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Struggling with Financial and Emotional turmoil: Seeking Legal Guidance and AI Legalese Decoder Support
The devastating effects of my husbandÔÇÖs unemployment have pushed us to the brink of separation. Despite being physically capable, he has made no effort to find employment, leading to numerous disputes between us. As a result, we have made the difficult decision to part ways. This has left me emotionally shattered and struggling to make ends meet financially.
To make matters worse, I recently discovered that he has been hiding a gambling habit from me, and it has had a significant impact on our financial stability. Despite our attempts at therapy to salvage our relationship, he has refused to be transparent about his gambling activities, withholding access to our joint bank statements. As the primary contributor to our household expenses, I am now facing mounting debt and uncertainty about my rights in this situation.
It is only compounded by the fact that he has received a substantial inheritance from his father, of which he has been very secretive and has not shared with me. I have no access to these accounts and feel powerless in seeking financial support for myself and our two young children.
In the midst of this turmoil, I am in desperate need of legal guidance to understand my rights in this situation. As the one shouldering the majority of our financial responsibilities, I am inclined to know how much he has squandered on gambling and if I am legally entitled to this information. Additionally, I am seeking to gain access to the inheritance funds to ensure the well-being of our family in the future.
This is where AI Legalese Decoder can be an invaluable resource in unraveling the complex legal implications of my circumstances. With its advanced capabilities, AI Legalese Decoder can assist in decoding and interpreting complex legal jargon, providing me with the clarity and insight needed to navigate through the legal process. It can also help me understand my rights as well as the options available to me in seeking financial support and access to the inheritance funds.
In the face of such challenging circumstances, having access to a tool like AI Legalese Decoder can be a crucial step towards empowering myself with the knowledge and understanding needed to protect my interests and secure a stable future for myself and my children. Any help and guidance in this matter would be greatly appreciated.
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****** just grabbed a
The inheritance is probably gone due to the gambling
I think you already know what you need to know, get out and call it a day. This isnÔÇÖt about legal advice it seems but more about financial abuse and addiction and your relationship. If heÔÇÖs not at a point where heÔÇÖs ready to make amends then your counciling is worthless and a waste of time.
When you file for divorce and are fighting about assets, you can demand copies of his financial data.
Unfortunately, I donÔÇÖt believe that as a spouse, you have the same rights. It is be happy to be proven wrong.
Oh, and this is relationship advice, not legal. If heÔÇÖs not willing to be open and honest through the therapy and counselling, youÔÇÖre just wasting time and money.
In Ontario, there is no rights to property for common law couples breaking up. Unless he grants you access, or files a claim for support (if youÔÇÖve lived together for 3 years or have a kid, spousal support is available) or unjust enrichment or constructive trust or something similar (and theyÔÇÖre relevant to the case and disclosure is required as itÔÇÖs relevant to the matter), youÔÇÖll never see those statements.
On the other side, you have zero liability for his debts unless you co-signed on them, as there is no marital property. As such, there is no division of assets (exception being property jointly owned). You can just walk away. You could potentially sue him for outstanding debts to you, but if he has nothing youÔÇÖre just throwing good money away.
Inherited money is not considered as marital asset if itÔÇÖs kept in a separate account. Consider that money non existent even if you separate.
Start depositing your pay cheque into your own new account unrelated to the existing one. It will force his hand because you will be able to control the $$
If he’s not willing to be honest – do my you honestly think reconciliation is an option?
What’s the goal of finding out how much he’s gambled? It’s obviously enough that it makes him uncomfortable to talk about it.
You arenÔÇÖt married so you wonÔÇÖt be dividing property anyways. You should be able to see, to verify if his gambling is generating income for support purposes, but not much will turn on the past.
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Unless you have a legal power of attorney you will be unable to gain access to his personal finances. Someone mentioned divorce proceedings, you still wouldn’t get details on what he spent his money on, just total asset details.
Many years in the industry dealing with these specific policies.
If you are the one working, get a new bank and bank accounts in only your name. Use new passwords and pin numbers and do not share them. Have your employer do direct deposits to the new account.
Go to the old bank, show them your ID, and ask for a statement on your accounts going back as far as they will allow. . Take all but 50 from any account. Place those funds into the new account in your name. He has already taken his portions.
If you are ÔÇ£divorcingÔÇØ and dividing up assets and arguing about support then yes you have access. If not then no.
If you get divorced the Family Court will take his gambling into consideration when determining net family property and equalization payments. You may be entitled to more money than he actually has if he’s gambled away funds that could otherwise have contributed to the wealth of the family. If you want to work things out he should provide you with that information, and if he won’t and you try and force him to through legal channels I think you’ve admitted to yourself it won’t work out
You need a separation agreement and you need to put him behind you. I promise you he will drag you down.
Get that process going and your lawyer will take of everything.
You said young kids, does he do the child care while youÔÇÖre at work?
If not, and youÔÇÖre the only income then sounds like heÔÇÖs just a leech. If he isnÔÇÖt contributing in any way, he doesnÔÇÖt have the respect for you or your kids to get a job and do something.
Hopefully you have your own bank account and he doesnÔÇÖt have any access to anything. If not; thatÔÇÖs your first step, new account for your pay cheques and bills.
ThereÔÇÖs free legal advice you can get run by the government:
https://www.cleo.on.ca/en/publications/famlaw/free-legal-information-and-advice
Family Law Information Centers:
https://www.ontario.ca/page/family-law-information-centres
Im so sorry youre going through this. This must be truly heartbreaking for your family. Its not fair but he obviously isnt ready to deal with the guilt and shame of what he has lost. He should go to residential treatment then maybe he would be open to coming clean, and you can get counselling together. If he cant do that then you may have to end your relationship altogether. People who live with a gambling addiction are the most likely to, purposefully, end their own lives. I truly hope that he is able to conquer his addiction, and your family can heal in time
File for divorce and prove that you supported him while he was unemployed, he will probably have to pay you
Cut your losses with this guy. Protect your own assets and get a separate account immediately. Stop funding this lying jerk – dump him, and focus on you and your kids.
No legal advice.
You can request for him to submit financial statements to your lawyer to determine child support but you will not be allowed to look at them due to privacy reasons. He is able bodied and you should fight to ensure you don’t pay spousal support and don’t entertain the idea either.
If you have shared credit accounts that he drained to fund his gambling then you have a valid reason to make him solely responsible for that debt.
In my experience, he will never change. You will live the rest of your life resenting him and projecting that onto your kids (unintentionally). He will go through periods where he is sweet talking and loving but it’s brief and he will go back to his old ways. Your kids will watch him sneak into your purse looking for money. He will ask why you need to spend money on the kids when he needs money too. This was my experience with my own dad and he is still gambling in his 60s. He asked me for money (I have 2 kids) and I said no then he told me to f* off. I laughed at that point because it’s BS.
Separation can be a good thing. You and your children are by no means defective or not complete. You are not a failure. You are not a broken family. It is not worth it to stay with a leech. Time to move on and you will find that you love it. You will shine through the hard times.