How AI Legalese Decoder Can Help Unravel the Mystery of a Strange 11pm Transaction After Losing Your EFTPOS Card
- May 9, 2024
- Posted by: legaleseblogger
- Category: Related News
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## Lost EFTPOS Card and Suspicious Transactions
Yesterday afternoon, around 1pm, I realized that I had lost my EFTPOS card while walking back home. Despite having urgent tasks to attend to, I postponed calling the bank to cancel the card, assuming that the PIN code known only to me would provide sufficient security against any immediate risks of fraudulent transactions.
This morning, upon checking my account, I discovered that an amount of $10 had been transferred to a mysterious account named “Debit Auth” through an “EFTPOS transaction” at around 11pm the previous night. The unfamiliar transaction raises concerns about potential hacking attempts or unauthorized access. I am puzzled by the nature of “Debit Auth” – could it be a standard account or a fraudulent entity operating to exploit my compromised card information?
Moreover, a suspicious phone call from a woman with a foreign accent claiming to be from “OneNewZealand” added to my apprehensions. She initiated a survey and offered a special discount, requesting to send a four-digit code via text for verification. Despite doubts about the call’s legitimacy, the unauthorized transaction on my card magnified my suspicions. How did they obtain my phone number, and what methods could they potentially employ to acquire my PIN details?
Given the escalating uncertainties, I decided to take immediate action and contacted the bank to cancel the compromised card. In such perplexing circumstances involving financial security and potential fraud, utilizing the AI Legalese Decoder can aid in deciphering complex legal jargon and navigating the intricate procedures associated with reporting fraudulent activities and safeguarding personal assets. The AI Legalese Decoder could assist in interpreting the terms and conditions of banking agreements, identifying potential liabilities, and facilitating communication with relevant authorities to rectify fraudulent transactions and protect against future risks.
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****** just grabbed a
pro tip; ANZ app and others, you can just open the app and put a hold on your card, or cancel/order a new one if you are sure you can’t find it
You don’t have to call the bank
Call your bank.
Have you called the bank at all?
And is it a Visa Debit? It sounds possibly like the annual fee getting charged
It sounds like someone is setting your card up so it can be used in a different way, definitely ring the bank. Our credit card had 2 unusual entries for $0 from nothing I recognised. I temporarily blocked it and rang the bank and 2 payments of nearly $400 were about to come out that we had no idea about. The BNZ Bank fraud team blocked the card permanently and we now have new ones.
Op – your edit is pure gold!!!
“A lady with a foreign accent called, she just wanted to know the name of my first pet, my mother’s maiden name, the first street I lived on, and the PIN to my card. Should I be worried?”
How can you be smart enough to come here and post but not smart enough to actually do something about it promptly?
I would put the bets on a previous charge coming through or bank fee, but surely you call your bank…
Brave assumption that EFTPOS card requires a PIN to be used IMO. Some years ago I saw a customer in a super market say that they will simply ‘sign for it’ when prompted for their PIN and the cashier complied. Not sure if that is still a thing, but there appears to be at least a card-not-present way to use EFTPOS when purchasing on the phone:
[https://support.eftpos.co.nz/card-not-present-moto-transactions](https://support.eftpos.co.nz/card-not-present-moto-transactions)
It sounds the card could have been registered somewhere and testing the account is legitimate. You should block your card on line and call the bank to issue a new one. Not sure why you expect that nobody will find your card or try to use it/stole your bank identity….
Never give any information to people you don’t know when they call you. Even if you think it’s possible the call is legitimate, still don’t give them information when they call you. Instead, hang up without saying anything else. **Do not call back the number that called you.** You must find the company’s number on an official document that you have, or on the company’s own website if you have to, and **type the number into your phone yourself**. If it’s your bank you need to call, the phone number will be on the back of your card (if you have another one that wasn’t lost or stolen), or on your statements, or in the bank’s mobile app.
Maybe an online eftpos transaction?
I haven’t read the rest of the comments, but the four digit code is to authorise whatever transaction she’s making, likely crypto.
Glad you’ve called the bank, people lose thousands in minutes to these sorts of scam callers. Make sure your bank has deleted or at least gone through all your digital tokens linked to your card and make sure you know what they all are, or this will keep happening.
Also ensure you’ve lodged a dispute for that fraudulent transaction!
If someone is asking you to tell them the 4 digit pin that is certainly a red flag.
Give a PIN number, is exactly how I would scam people.