How AI Legalese Decoder Can Help Navigate Salary Negotiations After a Promotion
- May 2, 2024
- Posted by: legaleseblogger
- Category: Related News
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## Considering a New Home Purchase and a Used Car Acquisition
I am currently contemplating the idea of purchasing a new home and exploring the possibility of acquiring a recent-ish used car, preferably less than five years old.
## How AI Legalese Decoder can Assist
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You’re doing really well already and clearly have learned to live on your old salary, so the general rule is to take all that new money and allocate it to savings. If your goal is home buying then just stick it into the HYSA. Or split it half and half with retirement, something like that.
And congrats on the promo!
I’d take the 20% and max my HSA and invest within it. The rest I’d split between a HYSA for the car/house fund and up your 457 contributions.
Best thing you can do is use the extra funds for savings and investments. Don’t change a thing
Raise your 401k contribution to max it out. Max out IRA, invest in brokerage in the end.
Slice 24% off the pretax increase and boost your retirement contributions by that amount, since that’s the % you’re already saving for retirement. Another roughly 20% will go to taxes.
The final 50%? Savings, vacation, toys, whatever you want man. Enjoy that extra $500/mo and spend it on you.
Pretend you didn’t get a raise and oh look how am I saving so much money?
Is this monthly number or 2 weeks number?
If you’re trying to get a house i would just funnel it into savings for that. Once you reach your goal then switch it to retirement or some mix thereof.
Not sure if y want to pay cash for car or not or what $ you already have set aside