- September 4, 2023
- Posted by: legaleseblogger
- Category: Related News
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# Situation: Living in Section 8 Housing with a Hidden Crisis
## Introduction to the Situation
A brief explanation of living in Section 8 housing and sharing a studio apartment with my mother for several years.
## Unexpected Revelation
Uncovering the shocking truth: my mother fraudulently signed my name on the lease without my knowledge. Moreover, she utilized my pay stubs to qualify for the housing program due to her unemployment.
## Recent Developments and Consequences
Discovery of my mother’s disappearance a few months ago, unveiling her alarming negligence in paying rent for over a year. Consequently, an alarming $13,000 debt has piled up, and unfortunately, my name is listed as a co-leaser on the lease.
## Legal Liability and Potential Solutions
Concerns surrounding my responsibility for the accumulated debt emerge. Exploring the possibility of disassociating my name from the lease without implicating my mother or the apartment manager for fraudulent activity.
## Role of AI Legalese Decoder for Assistance
How AI Legalese Decoder can aid in this challenging situation:
– Improved Understanding: AI Legalese Decoder can help navigate the complicated legal jargon associated with co-leasing and Section 8 housing, providing clarity on potential liabilities.
– Legal Guidance: By leveraging AI Legalese Decoder, I can gain insights into possible legal avenues and strategies to minimize my liability without resorting to charging my mother or the apartment manager with fraud.
– Documentation Assistance: Utilizing AI Legalese Decoder’s advanced capabilities, it can assist in generating necessary legal documents to support a case for removing my name from the lease while adhering to legal protocols.
Thus, AI Legalese Decoder presents a valuable resource in working towards a favorable resolution, offering support, and empowering me with the tools needed to navigate this complex situation.
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****** just grabbed a
This is identity theft. You need to start by making a police report. There is no way to avoid this debt without involving law enforcement.
The r/personalfinance [wiki](https://www.reddit.com/r/personalfinance/wiki/identity_theft/) has good information on what to do next.
Hey if you havenÔÇÖt yet do a credit check, if she did this I worry if she did anything else
Definitely get a lawyer for this one , you will have to throw mom under the bus more than likely.
Edit: definitely not downplaying the seriousness of what OPs mom did, I just stated as such because they seemed worried that this would be an outcome.
The apartment manager helped her commit fraud? Your mother didn’t care about you enough to not fuck you over, she WILL do it again the first chance she gets if she isn’t already living off of your name. Report her to the police and the state agency for identity theft and fraud. It doesn’t matter that you lived there if your mother was committing fraud. This will not go away and they CAN and WILL come after you for every single penny they have paid on that apartment if they think you were part of the fraud. They will bar you from EVER getting assistance if they think you were a part of the fraud.
She committed fraud and identity theft. I don’t care if she’s god’s sister, report her. When family does shit to you that family shouldn’t do, they are the ones burning the bridge not you. File the report.
There’s two things here. First, if she actually signed your name on the lease without you knowing, at all, then you can certainly challenge being held to the lease.
However, that’s unlikely to be a lot of help since you were an actual tenant. You’re responsible for rent, utilities and damages so long as you live there regardless of whether you signed the lease. In the end, arguing whether you were a lease signer or not might be a moot point.
Are you sure youÔÇÖre in section 8? Section 8 goes with the person. Also, if she left months ago, how was rent being paid after she left? You may be in a different type of subsidized housing that may have a case manager or program coordinator that you could contact for assistance.
If you are an adult, you would have had to be on the lease to live their anyways. You would and should be just as responsible for the rent. However, since you never signed a lease, you may be able to get out of it but there is no way to do that without your mom getting in trouble for identity theft.
You’re going to need to file a police report. The reason for that, it’s a felony to file a false police report. By filing the police report You’re letting everyone know you’re not involved. Lock your credit. Send the report to all 3 credit bureaus. Pursue this to the ends of the earth . I used to advise young people of 18 and 19 to do this when I worked at the Utility company. The parent would have put service on in their names and left a balance on the account. If they wouldn’t file the police report they would be responsible for the bill.
Sue her. It’s identity theft. If it’s worth it that it.
You realistically only have two options:
* Pay the debt
* Report your mother to the police and have the debt assigned to her
There’s no magic wand you can wave to have debt handled without repercussions to someone. If you could, then everyone would do it. It’s like the “little brother” excuse: it wasn’t me playing on my Xbox account, it was my little brother, you have to reinstate me. (I guess you could just ignore the debt but your credit would be tanked for a long, long time.)
Forging someones signature is fraud you can file a report with the police and press charges as for the debt my advice is to also talk with a lawyer
You need to file a police report ASAP. My mom opened a PayPal credit account in my name years ago and stacked up hundreds of dollars in debt on it. Had no idea until I started getting calls from debt collectors. She eventually paid it after months of avoidance but not before my credit got absolutely trashed. Was my own fault for being too young and stupid to handle it properly but IÔÇÖll tell you now from experience, file a police report now while you can. This is assuming she actually did forge your name and you didnÔÇÖt sign anything of your own free will as an adult.
As an aside, whatever the subsidy program that is funding your unit, you should ask management to preform a “interim” recertification. Most subsidized programs will alter your rent mid-lease of your income has been reduced for any reason.
If this is truly Section 8 housing, reporting her fraud may help you. Here is the website, but I recommend speaking with an attorney first – reporting may have to be done with specific information or at a specific time to be the most successful.
https://www.hudoig.gov/hotline/report-fraud
All of this… And check your credit! Lock it down. If she was willing to do one type of identity theft, she’ll do others.
Sorry not sorry, you gotta get over the fact you are gonna have to report your mom for fraud unless you want to pay out her debt. Get yourself a lawyer who can get a better grasp of what happened and what to do next. Good luck
You should have free rent. You deserve it.
Weird. How did she pull that off. They inspect your apartment and all kinds of stuff. Wild!!!! Hope it works out!!
Visit identitytheft.gov and click ÔÇ£get startedÔÇØ and itÔÇÖll walk you through a personal recovery plan and then youÔÇÖll likely need to sign an ID theft affidavit
No, but you need to show you did not sign and therefore you are not liable. You may need an attorney to resolve it for you. Your mother is screwed whether you try to help or not. Your best course of action is to save yourself and mom is on her own. Anything you say can get you in trouble so do not say anything that is not the truth. If you have a smartphone record all conversations with housing authority and save for judge and attorney. Do not give housing authority any piece of paper with your true signature or even let them copy it. You can compare it to the lease but that is it. Record every conversation with housing. Let them know you are doing it if your state requires it. Ask your attorney.