- September 23, 2023
- Posted by: legaleseblogger
- Category: Related News
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**Introduction**
Currently, I am facing a difficult situation due to my recent breakup with my boyfriend. I would like to share the details of the issue and seek guidance on how the AI Legalese Decoder can assist me in resolving this predicament. The problem arose after I purchased a car in March of this year. Regrettably, due to a mistake made by the dealership, my boyfriend’s name was put on the documents instead of mine. Nevertheless, the car company assured us that we could transfer the ownership to my name once we have made a few payments. However, now that the relationship has turned sour, my ex-boyfriend has been threatening to take away the car once I leave him. Pondering over this predicament, I am hopeful that there might be a way to prevent him from doing so.
**Current Situation**
To provide some background, I paid a substantial down payment of $2500 for the car and have since diligently made each car payment and insurance installment without assistance from my ex-boyfriend. I have significant evidence in the form of text messages where he acknowledges that the car is rightfully mine. However, I am unsure if these messages alone will suffice as proof to establish my ownership. Alternatively, I am contemplating if it is possible to request the dealership to provide video footage of the transaction where I handed them the cash payment for the down payment. It is crucial for me to retain possession of the car, especially considering my almost one-year-old child, as I simply cannot afford to lose it.
**AI Legalese Decoder Assistance**
In this complicated situation, the AI Legalese Decoder can provide valuable guidance and assistance. By utilizing its advanced capabilities, it can help analyze the specific laws and regulations applicable to my situation in Washington state. Specifically, it can identify the legal requirements for transferring ownership of a vehicle and provide insight into my rights as the primary financial contributor towards the car. Furthermore, the AI Legalese Decoder can assist in evaluating the strength of my evidence, such as the text messages, and advise whether additional supporting documentation, such as video footage from the dealership, would enhance my case. With its in-depth knowledge and expertise, the AI Legalese Decoder can guide me on the necessary steps to protect my ownership rights and prevent my ex-boyfriend from taking possession of the car. By availing this remarkable tool, I hope to find a resolution that will safeguard my interests and provide security for me and my child during this challenging period.
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****** just grabbed a
> the dealership threw out my paperwork and put my boyfriends name on the car.
That suggests that you couldn’t qualify for a loan, so they sold your boyfriend a car.
>were told we could switch it to my name once weÔÇÖve made a few payments.
What went unsaid was “and your credit score is much higher than when your boyfriend bought the car”. You can’t just switch the title and loan from one person to another: the new owner has to buy out the loan, and purchase the car, and transfer the title.
>I put $2500 down and have made every single car payment and insurance payment without his help
Unfortunately, you were paying on a car that he owns.
You can sue him for the value of the money you put into his car.
Or, you can demand that he sell you the car, and arrange that between the two of you.
But when you agreed to let him take on all the debt and responsibility for the car, but make payments in exchange for use of the car, you were essentially renting it. It’s not yours, in any legally meaningful way.
He’s the only name on the title? That’s legally his car
You could sue him for the payments you’ve made
ItÔÇÖs his car and he can take it. Will he be able to afford the payment and insurance without you? It will ultimately be his credit that gets fucked if you stop paying the car payments. The way you worded it makes me think the one year old is not his? Your cheapest option is to try to have a civil and persuasive conversation with him. Maybe let things cool off? Can you lean into the child needing reliable transportation and ensure this way he will end up with no negative impact to his credit?
It sucks to say this but legally, your STBX owns the car and can take it at any time. You can certainly go after him in civil court for what you’ve paid on it but that doesn’t solve the issue of you being without a vehicle with your little one.
ItÔÇÖs not your car. ItÔÇÖs your boyfriends car. Sorry
Step one is to go to the bank and get preapproved for a used car loan.
I know you want to keep your current car, but why go to the trouble of trying to make a deal with someone who has already cheated you? You should use the loan to buy the used car of your choice.
Otherwise, to keep your current car, you would need to use your car loan to pay your boyfriendÔÇÖs loan off. If your boyfriend isnÔÇÖt on good terms with you, he may want bonus cash to make the deal. You would need someone experienced with private car sales to help you with the paperwork.
I recommend that you just walk away from this car and its payments, leaving it for your boyfriend. You can qualify for a loan on your own, and be independent of him. Yeah, youÔÇÖll lose some money, but youÔÇÖll have a different car, affordable payments, and no risk of being cheated again.
One other thing: If your (soon-to-be-ex) boyfriend is the father of your child, you should demand child support.
Perhaps your STBX would be willing to sell to you if he knows the payments are about to be his responsibility. See if the bank will approve you for a loan to buy out the current one. If that doesnÔÇÖt work, take him to small claims court to recoup the money youÔÇÖve already put into the car.
Boyfriends names on the car, itÔÇÖs his car end of story.
Unfortunately youre an idiot for making payments on his car hope you didnt put too much down, because all of that is a loss. Even in court, you knew the car was under his name before making payments. Sadly its not your car and never was. This is quite literally why marriage is only about legal documents though. Had you guys been married, you could have easily gotten that car back
Neither of you technically own the car ÔÇö the bank does until itÔÇÖs paid off, so you can consider your five payments and down payment rental for a car.
Put the screws to him and go your separate ways. HeÔÇÖll have to make the payments moving forward. DonÔÇÖt let him hold that over you to keep you guys together. ThatÔÇÖs sketchy.
>Are text messages of him saying that he knows it is my car enough proof?
No, if his name is on the title he owns the car, if his name is on the loan he owns that too so quit paying it. Sounds like you did not have enough credit so you bought it under his name? sadly, the car is his.
Whose name is on the loan?
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A long road of bad decisions.
Let him take the car. You don’t need him threatening you with it
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That really sucks and IÔÇÖm sorry youÔÇÖre getting a raw deal. Let it be a lesson in relying on others good will vs getting things documented