- August 24, 2023
- Posted by: legaleseblogger
- Category: Related News
Moving to Tokyo and Considering Medical and Dental Costs
I am currently preparing to move to Tokyo and anticipate being enrolled in the national insurance plan. As someone who is originally from the USA and has experience with the excellent health insurance provided by my previous software company based in the SF Bay area, I am familiar with navigating the complexities of health insurance. However, even with great coverage, I have encountered significant challenges with medical insurance, particularly when unexpected situations arise, such as my spouse requiring an emergency appendectomy while abroad. Dealing with insurance matters related to this incident has been ongoing for months.
Considering my age (late 30s) and upcoming relocation to Japan, I am unsure about how to approach medical and dental expenses during my stay, which is expected to last for the next year or two. Although I have sufficient savings in the US that I can rely on if necessary, I am uncertain about the extent of my financial preparedness.
If, for instance, I were to be involved in a car accident and require multiple surgeries on my leg, what steps should I take in advance to ensure that I am well-prepared to handle such expenses under the national medical plan?
Additionally, I would like to inquire about any additional policies or resources specifically designed for foreigners that you would recommend.
For circumstances that have a long-term impact, such as cancer treatment, I would likely return to the US and utilize a qualifying event to enroll in an insurance plan through the marketplace.
Any thoughts or advice on this matter would be greatly appreciated. Thank you in advance for your assistance!
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