- March 28, 2024
- Posted by: legaleseblogger
- Category: Related News
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## Reevaluating a Regretful Financial Decision and Exploring Solutions
I made a regrettable financial decision, and I am now facing the consequences. I am fully aware of my mistake and I am seeking guidance on how to rectify the situation.
In June 2023, I made the decision to purchase a car from a dealership using the Capital One pre-approval option. Unfortunately, the salesperson who assisted me turned out to be dishonest and has since been fired. The dealership has claimed that there is nothing they can do to address the issue.
The vehicle I purchased is a 2013 Hyundai Santa Fe with less than 50,000 miles on it. The Kelly Blue Book value at the time of purchase was $13,000, which matched the sticker price of the car. I financed the car through a 72-month loan with a high 15.65% APR, resulting in monthly payments of $380.82. Despite my efforts to refinance the loan, my federal credit union rejected my application citing a low credit score of 597 and their policy of not refinancing vehicles over 10 years old. It is worth noting that I have been making all of my payments on time.
How can I go about resolving this predicament?
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