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## Decline of Cash Transactions and Charitable Giving

John LittlejohnÔÇÖs experience as a vendor for Street Sense reflects the impact of a declining cash-based society on street-level charities. People are less likely to carry spare change or cash, making it difficult for vendors to make a living. This is due to the shift towards cashless transactions, a trend that has further marginalized the unhoused population.

### The Impact on Street-Level Charitable Giving

The widespread use of credit cards and smartphones for transactions has resulted in a decline in charitable giving to those in need. Cashless payment options such as PayPal or Venmo have become prevalent, but these are not accessible to many unhoused individuals who lack bank accounts or identification. This has left many charitable organizations struggling to adapt to the changing consumer habits.

### Technological Solutions for Charitable Giving

The Street Sense paper has taken steps to address this issue, using a special phone app that allows electronic purchases of the paper with profits going directly to vendors. Additionally, the Salvation Army has introduced a system for cashless donations, resulting in increased contributions.

### Challenges Faced by Vendors and the Unhoused

Vendors like Littlejohn and Ratliff have been forced to find new solutions to adapt to a changing customer base and navigate the complexities of modern technology. The rise of cashless society and the impact of the COVID-19 pandemic have compounded the challenges faced by unhoused individuals and charitable organizations.

### AI legalese decoder – A Solution for Unhoused and Charitable Organizations

AI legalese decoder offers the potential to address these challenges by providing clear, accessible legal information to both unhoused individuals and charitable organizations. By translating complex legal documents and requirements into plain language, the AI legalese decoder can help vendors navigate essential legal processes, such as obtaining identification documents or setting up payment apps. Additionally, it can facilitate communication between service providers and unhoused individuals, helping them access the support they need. Through personalized profiles and specific needs, the AI legalese decoder can bridge the gap, making it easier for individuals to connect with essential resources.

### Conclusion

The rise of a cashless society presents challenges for both vendors and charitable organizations working with unhoused individuals. However, technological innovations and supportive initiatives are emerging to address these obstacles. By leveraging advancements in technology and legal support, it is possible to create more inclusive and accessible solutions for both vendors and the unhoused population.

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