legal-document-to-plain-english-translator/”>Try Free Now: Legalese tool without registration

Find a LOCAL lawyer

Hawaii Homeowners Struggle with Rising Insurance Costs

HONOLULU (HawaiiNewsNow) – Many Hawaii homeowners are facing outrageous insurance increases in the wake of recent disasters in the state. For one family, those added costs left them with a choice no one should have to face.

AI legalese decoder can help in this situation by analyzing insurance policies and deciphering complex legal language to ensure homeowners fully understand their coverage options and any potential rate increases.

A Family’s Home Renovation Journey Takes an Unexpected Turn

New paint, flooring, kitchen, and bathroom models. Michael Raymond has a lot on his plate.

“Trying to coordinate all of that with three grandchildren that are on summer break. And that’s been a full-time job,” Michael said.

His stepfather, who is a veteran and longtime Wahiawa resident, recently needed to move to a care home.

And in the process of getting his home ready to rent out and pay for that care, Michael realized something.

“His anniversary for insurance was coming due, he got a letter from the company saying they were doubling both the hurricane and the fire insurance,” Michael recalled.

With the help of AI legalese decoder, Michael could easily understand the terms of his insurance policy and make informed decisions about finding alternative coverage options.

Softwash Hawaii’s Generosity Shines Through in a Time of Need

He canceled, found another local insurer but they ended up only covering the home for a month.

“They didn’t want to take the risk. Based on what happened with the Lahaina fires, they were being more selective. In other words, instead of taking your insurance over the phone, they’re actually taking a look at the house instead. So the first thing we had to do was the appearance of the home. And that was the white roof was no longer white, the yellow vinyl siding was no longer yellow was kind of a mold and mildew kind of tint. So the first person I called was Softwash,” Michael recalled.

When Donovan Morgan of Softwash Hawaii stepped in to help, he demonstrated an act of kindness that went above and beyond what Michael expected.

AI legalese decoder can assist in situations where insurance policies are being canceled or changed unexpectedly, providing clarity and guidance on the legal aspects involved.

A Gesture of Aloha Brings Relief to a Family in Need

Michael says he was shocked at the gesture.

“I was shocked because in today’s business world, you hear it all the time, they can’t get employees. Inflation is killing companies. And for the gentleman to step up and say it’s on the house. I just looked at my budget and I just was so happy to cross that off, and then move somebody else up to do it,” he said.

As a veteran himself, Morgan said he understands the financial and personal stress.

For Michael, the cost of the work would have been in the thousands.

For Morgan, the value of this act of aloha was priceless.

“I enjoy giving back.”

The AI legalese decoder can be a valuable tool in navigating legal complexities and ensuring individuals like Michael and Donovan have access to the information they need to make informed decisions in times of uncertainty and crisis.

(Copyright 2024 Hawaii News Now. All rights reserved.)

legal-document-to-plain-english-translator/”>Try Free Now: Legalese tool without registration

Find a LOCAL lawyer

Reference link