- August 7, 2023
- Posted by: legaleseblogger
- Category: Related News
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Title: Seeking Advice: Pursuing a Masters in Accounting – Extending Service or Using GI BILL
Introduction:
Hello everyone,
I am reaching out for some advice regarding my future plans. I am currently considering pursuing a Masters in Accounting (MACC) and need help in deciding whether to extend my service by a year or separate and attend school full time with the GI BILL.
1. Extending Service: Gaining More Time and Opportunities
Extending my service by a year until March 2024 presents several advantages. Firstly, it will provide me with more time to save money, given that I already have $20,000 saved. Additionally, this extended period will offer me the opportunity to participate in an accounting skill bridge program, which will immensely benefit my resume and enhance my job prospects.
2. Financial Considerations and University Choices
While planning to go to Arizona State University (ASU), I intend to utilize the military’s Tuition Assistance (TA) program, which offers a discounted tuition for military members. However, it does not cover the entire cost, and I would have to pay $5,000 out of pocket. I am slightly concerned about the perception of online degrees from universities such as Western Governors University (WGU) and University of Maryland Global Campus (UMGC) by potential future employers.
3. Separating and Utilizing the GI BILL: Balancing Work and Education
Alternatively, if I choose to separate and utilize the GI BILL to fund my education, I would still need to work in order to have additional income. Unfortunately, it has been quite challenging to find online master’s programs that fulfill both my desired degree and align with the military’s TA benefits. However, using the GI BILL would simplify my search for a college that fully covers the cost of my chosen degree.
AI Legalese Decoder: How It Can Help
In this situation, the AI Legalese Decoder can be an invaluable aid. It can help me understand the fine print of the GI BILL and the implications of extending my service by a year, ensuring that I make an informed decision. By taking legal jargon and translating it into everyday language, the AI Legalese Decoder can simplify complex legal documents and regulations, saving me time and confusion.
4. Brief Background Details
To provide further context, I am a service member with four years of Time-In-Service and am currently in a situation where I do not have dependents.
Conclusion:
In conclusion, I am seeking guidance on whether I should extend my service and pursue my MACC degree, considering the financial implications and future employer perceptions, or separate and utilize the GI BILL with the challenge of balancing work and education. The AI Legalese Decoder can help clarify any legal jargon associated with the benefits and regulations involved, making my decision-making process more efficient. I appreciate any insights and advice you may have. Thank you in advance for your assistance.
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****** just grabbed a
Diplomas don’t say “online degree”. UMGC has both on campus and online classes. Hell, Iv’e done hybrid while being overseas to where I had to go in person to the Education Center to take classes. Get your education while you are still in, that way when you get out you don’t have to worry about anything other than looking for a career.
I just finished my MAcc from Boise State in May. TA covered about half of my tuition. It sucked to take out loans to cover it but it seems to be worth it. I still have my GI to use on something else. I would extend and use the skillbridge option. ItÔÇÖs very tough getting a job even with a masters in accounting because people with bachelors in it have internship experience where we just have military.
IÔÇÖm active duty and IÔÇÖm getting my masters degree online (overseas) through ASU, IÔÇÖll graduate in December. I personally just want to get my degree finished and IÔÇÖm already 10 years in so I donÔÇÖt plan on getting out soon. IÔÇÖm using the TA that I can and IÔÇÖm using my Post 9/11 to pay the difference. I know IÔÇÖm losing that extra money while using the 9/11 while IÔÇÖm still active but like I said I just want to be done and i donÔÇÖt have to worry about having to find a new job while going to school. My personal opinion is stay in and finish it up and bulk up your savings for when you separate. The ASU diploma will not say ÔÇ£onlineÔÇØ itÔÇÖll just be a diploma so they will not know it was an online degree, if that matters. I got my bachelorÔÇÖs from UMGC and switched to ASU for my MasterÔÇÖs because UMGC didnÔÇÖt offer a MasterÔÇÖs in my area of study.
I say push for that masters. From what IÔÇÖve heard and researched, most industries are split into one of two camps when it comes to higher education.
They either need the check in the box and only *really* care about your actual skills, experience, and industry certs. Or they desire higher-tier, in person schools due to the advanced hands-on aspects of the job, like field and lab work for STEM stuff.
I have no experience in the accounting industry, but I imagine itÔÇÖs much more of the first category. Just having the degree and earning some relevant certs will be what best benefits you. I doubt anyone will care that your accounting degree isnÔÇÖt from a brick-and-mortar.
Hey have you seen this list?
https://www.reddit.com/r/AirForce/comments/a57k75/masters_degree_with_tuition_assistance/
Florida Tech also has the wisdom warrior program IÔÇÖm starting for $250/Credit hour. I say extend and finish your masters, the degree doesnÔÇÖt say online. I will say though idk how accounting works but there is a school of thought that if you do an MBA you want a top 25 school or itÔÇÖs not worth your time.
Your plan sounds solid with being able to pivot straight from active to a good job via skillbridge. Have you considered getting the accounting Masters now and saving the GI bill for an MBA or another program that would enrich your career and put extra cash in your pocket down the road?
FWIW, I balanced the idea of getting masters (MS) while serving vs getting out and collecting BAH while working and doing the masters. Ultimately I decided to use GI while serving with no BAH because I would start at a higher salary in A&D industry with it than without it. I have found that I have more leverage with the masters and civilian experience than I would without it. I have a buddy that did the opposite and we hold the same position, only IÔÇÖm making 35k/yr more. ThereÔÇÖs also an art to negotiating and networking. 11yrs TIS – reserves now to offset healthcare and get a little extra per month with disability. Reach out with questions.
The way I would explore this is a month-by-month breakdown in expected income and expenses and comparing the opportunity costs. Here’s an example my wife used when deciding whether to go back to school or not. https://i.imgur.com/vOrMHlG.png
That’s super simplified, but I think it communicates the premise. Her opportunity cost of going back to school is losing out on her steady income and having to pay for tuition. Not going back to school costs her potential income increases.
Then we extrapolate. Once she gets her income increase, how many months does it take to get even? With these numbers, its in 2029 for us.
The reason why I am not retiring right at 20 is because I am starting a masters program in October. Having a family itÔÇÖs easier for me complete grad school while on active duty. I am doing a MA in Applied administration from university of the incarnate word. ItÔÇÖs online and itÔÇÖs right at the $250 per credit
Do it while serving! I got my masters through WGU right when I ETSed. The company I work for hired 2 others at the same time and I was able to negotiate a higher salary of 20k and 15k over the other two who had similar experiences but only bachelor’s degrees.
Why not use TA while in?