Instantly Interpret Free: Legalese Decoder – AI Lawyer Translate Legal docs to plain English

Try Free Now: Legalese tool without registration


Is Moving Back in with Wealthier Parents and Working a Second Job the Right Move to Achieve Home Ownership?


In the current economic landscape, many young professionals find themselves struggling to enter the housing market, particularly when their income falls short of the soaring housing prices and high interest rates. This predicament becomes even more pronounced when comparing one’s financial situation to that of their wealthier parents. In such a scenario, it is natural to feel inclined towards unconventional measures in order to achieve the dream of home ownership. One potential avenue worth considering is moving back in with parents and taking on a second job. However, making such a decision requires careful deliberation to ensure it aligns with one’s values and long-term goals.

The Benefits of Moving Back in:

Moving back in with parents can provide a range of benefits, both financial and emotional. Living with parents who have greater wealth can offer a safety net, allowing individuals to save on rent and other living expenses. Furthermore, it provides an opportunity to foster closer relationships with family members while benefiting from their guidance and support. The financial cushion garnered from living rent-free can be channeled towards saving for a future home or paying off existing debts, ultimately propelling individuals closer to their goal of homeownership.

The Role of a Second Job:

Supplementing your income with a second job can sound strenuous, but it can significantly increase your financial resources. Working as a waiter or doing weekend shelf-stocking may not align with your qualifications or desired career path, but it can offer the added financial stability needed to save for a home in the long term. Diligently allocating the additional income from the second job towards savings can gradually accumulate a substantial down payment, making homeownership a more feasible and realistic prospect.

Enter AI Legalese Decoder:

In this challenging pursuit of buying a home, emerging technologies like AI Legalese Decoder can provide a valuable tool to navigate the complexities of the real estate market. AI Legalese Decoder is a breakthrough application powered by artificial intelligence that simplifies and demystifies legal jargon typically found in contracts, agreements, and regulations. By utilizing this tool, individuals can gain a deeper understanding of legal terms and conditions associated with home buying, thereby preventing any surprises or potential pitfalls along the way. By equipping oneself with such knowledge, one can confidently engage in real estate transactions, negotiate effectively, and make informed decisions that align with their long-term financial objectives.

Long-Term Considerations:

While the idea of moving back in with parents and taking on a second job may seem like a viable route to homeownership, it is crucial to weigh the potential downsides as well. Consider whether this temporary arrangement aligns with your personal goals, values, and independence. Reflect on whether the sacrifice of personal space and potential impact on your mental well-being are worthwhile for realizing your dream of homeownership. It is essential to evaluate alternative strategies, such as exploring more affordable housing markets or seeking opportunities for career advancement that offer higher income potential.


In conclusion, the decision to move back in with wealthier parents and take on a second job as a means to attain homeownership is not one to be taken lightly. It can serve as a stepping stone towards financial stability and realizing the dream of owning a home. Moreover, the inclusion of innovative tools like AI Legalese Decoder can provide the necessary support in understanding legal complexities throughout the home buying process. However, it is vital to consider the long-term implications, personal aspirations, and potential trade-offs when making such a decision. Ultimately, finding a balance between financial prudence, emotional well-being, and long-term goals will lead to a more informed and fulfilling path towards achieving homeownership.

Try Free Now: Legalese tool without registration


AI Legalese Decoder: Revolutionizing Legal Document Analysis and Understanding


The legal industry is known for its complex and intricate jargon, making it difficult for individuals without a legal background to comprehend legal documents. This lack of understanding can lead to serious consequences, as individuals may unknowingly agree to terms and conditions that are not in their best interest. To mitigate this issue, the AI Legalese Decoder has emerged as a powerful tool that revolutionizes legal document analysis and understanding.

Understanding the Problem of Legal Jargon

Legal jargon is notorious for its convoluted language and complex sentence structures. This presents a significant hurdle for individuals trying to interpret legally binding documents, such as contracts, agreements, and policies. The consequences of misunderstanding such documents can range from financial losses to legal disputes. Therefore, finding a solution to bridge the gap between legal professionals and the general public is of paramount importance.

The Role of AI Legalese Decoder

The AI Legalese Decoder is an artificial intelligence-based tool that leverages natural language processing algorithms to break down legal jargon into plain and understandable language. It simplifies complicated sentences and phrases, ensuring that anyone, regardless of their legal background, can comprehend legal documents accurately. By doing so, this innovative tool enables individuals to make informed decisions and fully understand their rights and obligations.

How AI Legalese Decoder Works

AI Legalese Decoder employs advanced algorithms to analyze legal documents and extract the meaning behind complex terms and phrases. Through its deep learning capabilities, the tool recognizes patterns, identifies key legal concepts, and translates them into everyday language. It can identify clauses, conditions, and exceptions, providing users with a comprehensive understanding of the document’s content.

Use Cases and Benefits

The application of AI Legalese Decoder is vast and encompasses multiple use cases. It can benefit individuals entering into contracts, tenants entering into lease agreements, or employees reviewing employment contracts. Instead of relying on legal professionals to interpret these documents, users can now independently understand their legal rights and obligations, leading to increased autonomy and improved decision-making. Moreover, businesses can also benefit from the tool by ensuring that their legal documents are easily comprehensible, thereby fostering stronger relationships with customers and clients.


The AI Legalese Decoder has emerged as a groundbreaking solution to address the issue of legal document comprehension. By simplifying complex legal jargon, it enables individuals to grasp the content of legal documents without relying on legal expertise. This empowers individuals to make informed decisions while raising transparency and promoting fair and equitable legal practices. With its profound impact on legal document analysis and understanding, the AI Legalese Decoder is revolutionizing the legal industry, making it more accessible for everyone.

Try Free Now: Legalese tool without registration


View Reference


  • SeizeValue

    Nothing humiliating about free/cheap lodging and getting your finances in order. This is very common nowadays, especially with the wildly insane rent/home prices and inflation.

  • r5d400

    it makes zero sense for a mechanical engineer to stay at a 60k job while waiting tables on the side. ZERO. use any and all free time you have to up your skills, job hunt and get another job.

    you’ve been told this already and you keep insisting 60k is what you can make because that’s what it is. you are wrong.

    also, be open to moving to another city and get roommates if that’s what it takes. maybe you’re in a tiny city with no companies where there are no mech jobs, i don’t know.

    there are plenty of big cities where you’ll make a ton more. work on your skills. move if needed. get a better job. your focus should be on increasing your income in your skilled career ASAP. not in getting a second job in an unskilled role, this makes no sense. no. sense.

  • Ok_Produce_9308

    People from many cultures do this as a norm. It’s only humiliating because society and/or our families make us feel it’s humiliating.

  • Tayler_Ayers

    I’m 29 and i moved home during the pandemic. Zero shame. I’m also working harder and smarter than ever on a couple businesses AND I’m able to travel a lot cus i don’t have rent.

    Do whatever you need to do and forget the rest!!

  • snailbrarian

    It sounds like you do, actually, consider people who live at home “losers”, in the same way you recently asked “am i wrong in thinking rich people are genuinely more intelligent?” .

    Below you also mention a weird incel-like talking point about whether or not women would find it “disgusting”. Genuinely- work on yourself.

    Maybe the reason you aren’t paid well is because your palpable misery, depression, and resentment, is holding you back at work.

  • trophycloset33

    What type of engineering to you do that you aren’t getting paid? Even the lowest ranked mechanical and systems engineers get 90+ in a MCOL city

  • Beginning_Brick7845

    I hope not at all because my 28 year old son has lived at home for the last year or two while his career as a biostatistician launches (masters from a major research university). He was feeling a little down at first until he multiplied $1,400 times the number of months he’s been at home and compared that to the cost of a reliable vehicle. He’s been remarkably cool about it ever since.

  • OneConfusedAngel

    I don’t think you should be embarrassed. I’ve told this story before, but there are 5 of us siblings, and all of us had to come home at one point, one of us twice.

    It used to be the norm. Families didn’t do this split until after the early 20th for this very reason. I think children end up more successful when they have a family to fall back on.

    I can’t imagine we’re we’d be if we didn’t have that. Our parents never gave us money, just a place to stay while we got ourselves sorted out.– We did contribute $$ and chores though. (I stayed for 2 yrs, my sister 1yr, one brother 3, one brother 1 (2x), and one brother 6 mo — he’s the overachiever, and all but two of us brought spouses and kids with) We are all successful in our chosen fields.

  • waitdontforgetto

    Not humiliating but is psychologically damaging. I’d rather roommate with a knife wielding robot.

  • Giggles95036

    Classic post by itsallover12345 😂😂😂

  • mechadragon469

    I personally would be significantly embarrassed if it were more than a very short, temporary stint such as living with them while finding a house in the area.

  • butterflycole

    No, it’s not humiliating, it is a smart move. Families used to live with multiple generations in the house for a large part of history. The whole moving out on your own thing is just another reason why individualistic societies make it hard for people to move up in the world. It makes more sense to get to the point you can establish yourself better than to fight and scrap and claw for a sliver of the pie.

    My husband and I moved in with my in-laws for a couple years when the recession was making it hard to get by, we had a special needs toddler at that point (he is 13 now) and moving in was smart because it allowed my husband to pursue a degree that made him more employable. It was hard to have to do that but it helped us in the long run and we were lucky to have that option.

    As far as I’m concerned as long as my son is working towards a goal/career he can live with us as long as he wants to.

  • speciala106

    I did it for 13 months and 26 days to be exact after I left the Navy at 28 years old. Different situation, because I had a wife and daughter with us.It was the most stressful year of my marriage so I went out and bought the first house I could as soon as I could afford it. In short, my mother is a unique individual.

    Each situation is different, but don’t treat it like a vacation and act more like a tenant. Provide for things and be mature.

    Put your pride aside and do what you can to get ahead. The economy is screwed, if you have the ability to save up then go for it.

  • mistertireworld

    Depends on the parents and how much they lord it over you.

  • ChiWhiteSox247

    Honestly it was pretty embarrassing. Dating was impossible. Glad that only lasted a few months

  • yardstick_of_civ

    Yes. At 28, you’re an adult and should be out on your own.

  • musickismagick

    If your parents will support you then I see no shame in it. It would be helpful to set some ground rules with them like who is paying for food, they should leave you alone if you have a lover over, etc. But overall if you have a decent relationship with them and they support you then go for it.

  • bulldogbutterfly

    I moved back home 3 times. It’s embarrassing but I don’t think I’ll be back, so it was worth it. My parents never shamed me for it nor asked for any money. It’s more humiliating that they know you are home to save money so then anything extra got some side eye. And I too felt bad doing anything other than rice and beans lifestyle.

  • Fluid_Angle

    As a parent, I wouldn’t find this humiliating at all, and I would support it as responsible decision on your part, given the information you’ve provided here.

  • jgomez916

    My husband and brother (28 and 26)are mechanical engineers and I know the pay is low because at their company in the capital of CA the ME’s make minimum salary. Now that the minimum wage is $15.50 that means $65k now but they have been there 5 years and 3 years and started at $45k and $54k.

    The sales engineer make money because they have base and bonus pay but the regular inside Engineers do not make a lot. My husband went from $60k gross as a Technical Engineer to $110k gross as a Sales Engineer in one year. I still say he is an engineer but he laughs because he say he only makes money now as he is a Salesman.

    I’d say even if it is embarrassing if it will help you save to buy then do it.

  • ZakarTazak

    I absolutely recommend taking advantage moving in with your parents to amplify your earnings long enough to buy a place. Just save as much as you can and set yourself goals. No shame anymore with how hard it is to get a head now.

  • vivacious-shit

    I don’t think there’s any shame in it, but realistically taking a girl out on a date and then inviting her back to your parents house isn’t exactly a panty dropper.

  • Cthulhu-Elder-God

    I’ll die from starvation, exposure and homeless before I move back in with my parents.

  • princessofperky

    I’ve read some of your comments and I think part of the problem is your attitude. A lot of the people your age moved back home during the pandemic and I think that as long as you’re still progressing then no one will care. When I had a problem with guys living at home it was because their mom did their laundry and picked up after them.

    I think focusing on improving your career and developing some soft skills will help

  • princessofperky

    I’ve read some of your comments and I think part of the problem is your attitude. A lot of the people your age moved back home during the pandemic and I think that as long as you’re still progressing then no one will care. When I had a problem with guys living at home it was because their mom did their laundry and picked up after them.

    I think focusing on improving your career and developing some soft skills will help.

  • tp042

    What type of engineer are you if you think a senior level position is still too low of a salary to afford a house?

  • Chicagoan81

    As a mechanical engineer I understand the struggle. It took me nearly 10 years after I graduated to finally earn a decent salary.

  • ShadowCloud04

    Where do you live? I was a ME but in the Midwest and most of my coworkers that were millennials bought homes in the Columbus suburbs within 1-5 years out of college and starting that job. This was an automotive OEM.

    As an ME depending on your location home ownership should not be unobtainable. Your salary trajectory should be relatively consistent. And as an me you have a lot of career flexibility. Mfg to design to sales and then into management. Sure you won’t make doctors salaries but that isn’t anything to compare yourself too. You can easily crack 100k in your early thirties.

    But to answer your actual question. No it’s not humiliating at all. It’s just pragmatic. You can pocket money and come out strong after a year or two.

    And home ownership isn’t something you have to fret about on your own. Most people I knew were buying on dual incomes like many others of our generation. No problem waiting till you are in a position like that. I’m 28 as well. Don’t worry about comparing yourself to others.

  • BobcatInATree

    Take as advantage of this unique opportunity. Folks that have the privilege of having well off parents who can afford to house you, who WANTS you to be around and aren’t evil and toxic are few and far between. I only WISH I had this as an option to fall back on in life, instead me having to provide for my mother and brothers, it’d be damn nice to be the one who’s taken care of. So no, it’s not humiliating, it’s wide. And you’re lucky, so enjoy it ☺️

  • lostmtn

    Not humiliating at all. My son was about your age with a a fair amount of debt, but a decent job. We asked him to move into our basement (private space) and focus on eliminating debt and building reserves. It was a challenge but he closed on his own place just a few years later @ 30. He still has to have roommates, but they pay a significant part of his mortgage right now

    When he moved in a few years ago he was in no place to buy a place, with a little sacrifice he is in a better place. We are all grateful that he is now a homeowner.

  • financegeekk

    I did it a few times before I got a solid footing in life, eventually they will move in with you so 🤷🏻‍♂️

  • Medical-Opposite1183

    As a parent of a 26 year old living at home, I think it is one of the smartest financial moves you can make. I’m also a professor and tell students to live with their parents as long as they can after school.

    My son helps out around the house without me asking, which makes me super grateful he is here. He has a full 2 bedroom basement apartment so he has lots of room to himself. Who cares what everyone else thinks?

  • HPLydcraft

    Nothing humiliating about it. I would if mine weren’t insane people 😩

  • mxrs544

    Nothing humiliating about this. It’s smart and an option. Not a lot of people get this option, I would take it and save as much money as you possibly could.

  • gititmane

    Don’t let these nice people lie to you son, if you’re living with your parents at 28 do not expect to get women.

  • Dav2310675

    I’m going to largely answer as a parent (my kids are 18, 21 and 24).

    It will depend.

    My middle child moved out when she was 19, back 6 months later. She has just moved out again (just over a week ago).

    I would be very hesitant to have her back. She really didn’t contribute to the house in terms of cleaning (I didn’t care about the money side of things) and when asked to curb back water use – didn’t. While I wish she stayed, her moving out as a big FU to my wife and I means I’m very, very wary of having her back in.

    Her brother and sister? They engage when here, help out a bit and listen to us when we provide suggestions. So if they wanted to move in with us? No trouble at all.

    So if you have a good relationship with your parents, why not? You do need your own space, but have a chat about expectations with them and then decide for yourself.

    I don’t think moving back in with parents should be seen as a bad thing. The price of houses is ridiculous – and even though we have one, it pisses me off that my kids (and your generation) do not have the same option I did. It is unfair.

    So have a chat with your parents and see how you go. And pile up gold as fast as you can to move on with your life and goals.

    Best of luck to you!

  • bbyuri_

    With inflation like it is, absolutely not. Unfortunately we’re not in a time anymore where we can work one full time job, pay our bills, and have money or time off to enjoy. Hopefully something will change, but in the meantime, we gotta do what we gotta do and take advantage of anything we can.

  • Bac0ni

    It’s a hard choice. You will be single and 31 with a house, or you can try to live an actual life not focused on worldly bullshit and maybe be happy

  • Twinkle7625

    There’s nothing raring with moving back home. We should normalizing responsible adults living home until they can afford to own or live they way they want. As long a they’re acting like adults.

    Instead of getting a second job that will not further the first, I would focus on further building your skill set. This might be a great time to further education via a Masters program or certificates. Separately, it might help to get a coach ie executive coach or life coach.

    You might want to also look at the sub over employed

  • SDRAIN2020

    First off, who cares what people thing? Living with parents isn’t a bad thing. You save money and lots of times, as parents age, they want to have more time with their kids. Secondly, is your BS in ME? It depends on where you live also, I know some places don’t start high enough. Look at State/County jobs. May not be the highest but you can get your pension in. Here (in San Diego), the engineers I know start at around $85K. One recently just went contracting for $100/hr (and that’s the low end that this time). I talk to people with different backgrounds (for my job) and the ones that have engineering degrees are the ones that can make the most money with only a Bachelors. Enjoy your parents. (not in a sarcastic way, but just saying, it’s good to spend time with them when you can.)

  • gruntbuggly

    In many parts of the world, it would be completely normal for you to live with family if you’re single, even if you made more than your parents. In the US it’s very common among wealthy families for kids to live at home as adults. That’s one of the ways wealthy families give their kids a leg up.

    As opposed to the families that take the tack of “you’re 18 now, get out!”

    Do it. Save your money. Why pay off someone else’s mortgage when you can save your money to pay your own mortgage off someday.

  • ttwistedtulip

    It’s not humiliating to do this at all. The individualistic mindset that is beat into us completely warps reality. If there is space & the option to be able to do that, do it! I held off a long time as well thinking I would be humiliated or made to feel like a failure. I’m happy that I was wrong and feel silly I was stubborn for so long. I’ve been able to pay off debt and start saving for the future. My dad loves that I’m home and I try to do a lot around the house to show how appreciative I am for this opportunity. I’m so much less stressed and feel like I can actually see the light at the end of the tunnel. Do what is best for you without shaming yourself. You’ve got this!

  • kewlcorgimom

    Not humiliating at all. My husband and I moved in with my in-laws to save/wait for the house market to calm down. I’m a process engineer + he’s an HR manager. We’re in our early 30s and expecting a kid too. You’ll save lots of money and you shouldn’t be ashamed. Your parents will appreciate having you around and you’ll appreciate spending time with them too.


    Op, you’ve been poisoned with rugged individualism. If your parents love you and have no problems with you bouncing home then take it and save. Or, seeing how you’re still young experience life and fuck the hustle.

    If you *do* want some emotional damage, please repost in /r/povertyfinance.

  • grandolepotato

    If you and your parents can get along and this gives you some time to save up while you work on your goals and career, then it’s a good idea. There is a difference between a guy who lives with his parents and isn’t working on his goals/career etc and is just floating versus a guy who lives with his parents while taking steps towards bigger plans that will involve him moving out at some point. I do think some potential dates may give you a pass because of this, but this decision should be about what best sets you up for the life you’d like to lead.

  • knowitallz

    That’s entirely up to you. But I really could be worth it. If you don’t like it then move out again… Owning a home… Saving for it always means sacrifice unless you get money from family

Leave a Reply