Navigating Unemployment with AI Legalese Decoder: Your Next Steps after Being Laid Off
- August 11, 2023
- Posted by: legaleseblogger
- Category: Related News
Speed-Dial AI Lawyer (470) 835 3425 FREE
FREE Legal Document translation
Try Free Now: Legalese tool without registration
### Job Loss and Financial Strain: Seeking Support and Solutions
#### Current Situation
Yesterday, I unexpectedly lost my job without any prior warning or a severance package. This unfortunate turn of events has left my family, for which I am the sole provider, in a state of panic. Taking immediate action, I promptly filed for unemployment benefits, which are estimated to provide approximately $2,000 per month. While this will certainly help to cover some of our expenses, it falls short of meeting our monthly financial obligations. On average, our monthly expenses range between $2,400 and $2,600. In response to this challenging situation, my wife and I are putting all our efforts into applying for positions that offer higher pay than what unemployment can provide. As part of our cost-cutting measures, I have already cancelled my sole subscription, Disney+.
#### Financial Support and Preparedness
To alleviate some of the financial pressure, we currently have around $13,000 in savings. While this cushion will temporarily help with the ongoing financial hemorrhage, it is imperative for us to explore additional avenues to ensure long-term stability.
#### Exploring the AI Legalese Decoder Solution
In our quest to find viable solutions, we came across the AI Legalese Decoder, an innovative tool that can potentially be of great assistance in our current situation. The AI Legalese Decoder specializes in interpreting complex legal language and can help us navigate the complexities of unemployment benefits, eligibility criteria, and any potential options available to my wife, who voluntarily resigned in May to care for our daughter. By utilizing this tool, we can gain a clearer understanding of her eligibility for unemployment benefits.
#### Seeking Further Guidance
Despite our proactive efforts, I am seeking guidance on additional steps we can take while actively searching for new job opportunities. Any advice, suggestions, or support would be greatly appreciated as we navigate through this challenging period.
**UPDATED: Identity Theft Concerns**
An unexpected and distressing development has occurred, as I discovered this evening that I am locked out of the Texas Workforce Commission (TWC) unemployment website, due to suspicion of identity theft. This revelation has left me deeply concerned, as it may hinder my ability to access the essential unemployment benefits I require. To address this issue, I have been provided with a phone number to contact, but numerous reports have indicated that reaching the unemployment office is an arduous process due to overwhelming demand. Nevertheless, I will endeavor to call first thing in the morning and hope for a positive outcome. Failing to resolve this situation may significantly impact my financial stability and intensify my fears.
Speed-Dial AI Lawyer (470) 835 3425 FREE
FREE Legal Document translation
Try Free Now: Legalese tool without registration
AI Legalese Decoder: Simplifying Legal Language and Enhancing Understanding
Introduction:
In today’s world, legal documents and contracts are riddled with complex terminologies and convoluted language, making it challenging for individuals without legal expertise to fully understand their rights and obligations. Consequently, many people face difficulties interpreting and comprehending legal documents, leading to potential misunderstandings, inequitable agreements, and even costly legal disputes. However, the advent of AI Legalese Decoder presents a promising solution to this predicament.
Understanding the Problem:
Legal language, or “legalese,” is known for its complexity and archaic phrases, which often make legal documents inaccessible to the general public. A major obstacle in deciphering legalese is the extensive use of jargon, Latin phrases, and convoluted sentence structures, which can be overwhelming for individuals unfamiliar with legal terminology. Consequently, people often turn to legal professionals or translators, incurring additional costs and delays.
The Role of AI Legalese Decoder:
AI Legalese Decoder is an innovative technology that utilizes artificial intelligence algorithms and natural language processing techniques to simplify and clarify legal language. By processing and analyzing legal documents, AI Legalese Decoder can identify complex terminologies, archaic phrases, and convoluted sentences. It then provides users with instant translations and explanations in clear, plain language, making legal documents more accessible and comprehensible to a broader audience.
Enhancing Accessibility and Comprehension:
The advent of AI Legalese Decoder has significantly impacted the legal landscape by making legal documents more accessible and understandable. Its ability to untangle legalese into simplified explanations empowers individuals to make informed decisions without the need for extensive legal knowledge or consultation. By offering real-time translations and clarifications, AI Legalese Decoder eliminates the dependence on lawyers or translators, reducing costs and time delays associated with interpreting legal documents.
Preventing Misunderstandings and Legal Disputes:
One of the primary benefits of AI Legalese Decoder is its role in minimizing misunderstandings and potentially averting legal disputes. By providing easily digestible translations and simplifying complex clauses, AI Legalese Decoder ensures that individuals fully comprehend their rights, obligations, and the potential implications of an agreement. This understanding reduces the likelihood of misinterpretation and the subsequent conflicts that could arise due to unclear or ambiguous language in legal documents.
Time and Cost Efficiency:
The utilization of AI Legalese Decoder streamlines the process of understanding legal documents, ultimately saving both time and money for individuals and organizations. Rather than spending hours or days grappling with complex language or seeking professional help, users can input legal documents into the AI Legalese Decoder interface and receive clear explanations and translations in a fraction of the time. This efficiency enables people to make faster, well-informed decisions, reducing the need for costly legal consultations and protracted negotiations.
Conclusion:
AI Legalese Decoder provides a transformative and practical solution to the long-standing problem of understanding legalese. By simplifying legal language and enhancing accessibility, this technology enables individuals to navigate legal documents with confidence, eliminating the dependence on legal professionals and reducing the risk of misunderstandings and costly disputes. With its time and cost-saving potential, AI Legalese Decoder has the power to democratize access to the legal system, ensuring fair and equitable agreements for all.
Speed-Dial AI Lawyer (470) 835 3425 FREE
FREE Legal Document translation
****** just grabbed a
I’ve been through five layoffs. I wouldn’t operate on “panic” — go for the best job, not just the next job. If the job loss drags on longer than you’re comfortable, then maybe go for a placeholder job.
In the meantime — enjoy your extra time with your daughter! That was always a blessing of my layoffs, more family time! And the more the layoffs happened, the more I was prepared the next time.
Been through this twice. Once with a pregnant wife and no kids and once with a pregnant wife and one kid.
Breathe. Take your time to find something you want to do. Not just the first option. Enjoy the time with the kid.
ItÔÇÖs cliche but itÔÇÖs the best thing that happened in my career in hindsight. ItÔÇÖs a reset button to find yourself.
Good on you for the emergency fund – thatÔÇÖs why itÔÇÖs there.
I don’t know what your career field is…
I was laid off – I thought I was getting a promotion and raise, since I had talked to the manager about that for several months, and they were on board. But, some bean counter rolled dice, and picked me. Poof.
I got a 2 month severance (that was nice). I was given this advice, and followed it.
>Spend 40 hours a week looking for and applying for jobs. Apply to 100, then another 100, then another 100. People who say “I can’t find a job” rarely have applied for more than 20.
I estimate I applied for 400, got about 50-75 recruiter/screening interviews, 10 real interviews and 3 written offers and three verbal (they said – “I could hire you, but I can’t pay you what you are worth, and you won’t like it as much as that offer you got”). If I was 50% interested and 50% qualified, I applied. The job I took wasn’t actually one I applied to. The recruiter did a resume search of people who applied to similar jobs, and found and called me.
Its a numbers game. A recruiter may get 10 or 200 applicants. They’ll go through some, pick the first few good ones, and call them. You need to apply to lots of them so that you can be one of the few that they look at. At some point, they will stop looking at any new ones.
Sometimes, they look at a bunch, don’t like any, and then say, “I’m calling the next applicant”. That can be you. Sometimes hiring managers have unreasonable expectations, then they fix their expectations, and look at your resume and call you.
I did not go for an underwage non-related job. I didn’t cancel my cable tv, internet, mobile phone. I didn’t turn off the air conditioner. I didn’t go out and have a yard sale to raise money. I didn’t put the house on the market even though I could have lived a year off of the value.
None of that would have really mattered. I did go and get a new relevant certification which helped get me two of the offers.
I didn’t borrow money from my parents – however I informed them, and said that if I can’t get a job in 4 months, then I will need to borrow a LOT of money from them. I didn’t need to. I live in a HCOL, they are retired in LCOL so it would have been absolutely horrible to them.
After I got my next job, I got really really strong into the flowchart and saving money and trying to ensure that I have future-proof and in-demand skills. My wife also went back to work, so we can save over 1/2 of her take-home pay.
When I first got the boot, and after going through the standard grief, I made a plan to clean the garage, paint the house, and stuff like that. But, my friend said, “no, 40 hours looking for a job, at least.” I think I probably spent 60 hours a week for the first month.
I did not stop applying and interviewing until one week after I started my next job, just in case.
If your wife left voluntarily, she is not eligible for unemployment. You may qualify for SNAP or free school lunch or whatever.
$13k in savings puts you in a pretty good position.
How long does unemployment benefits last in your state. The $13k will last a good while if you only need $400-$600 of it per month.
Figure out what you want to do for health insurance (COBRA vs Marketplace).
Your wife probably can’t get unemployment since she voluntarily resigned.
I’d encourage you to both look for jobs.
If you are struggling to find a job after unemployment ends, look into getting something temporary or even part time/low paying to help tide you over.
Bro, Yall gonna have to insta cart or Uber for a little. This just happened to me!! It’s could cover things like groceries and Gas. You can use the 13k for bills. Me and my lady worked some long days. But we are pulling out of it now. Pray and rise brother. I AM SORRY YOUR GOING THROUGH THIS. I hope you find a better job!!
Figure out medical expenses for the next two months and see what Cobra costs, lots of times it’s prohibitively expense so you may need other options which may take some time to get
Also immediately start the resume process, although it’s embarrassing tell everyone you know in similar fields that you are looking you may get something very quickly through that network
Lately stay positive, this happens to everyone and it’ll get resolved not immediately but eventually. Dont let that job define you or be your self esteem.
> Idk if my wife also qualifies for unemployment since she voluntarily resigned in May to take care of our daughter since my income was getting us by.
Voluntarily resigning disqualifies you from unemployment, unfortunately.
It sounds like you don’t need to panic, though. With $2000 income and $2400-2600 in expenses, your $13k in savings will last you well over a year. So the first thing you should do is take a deep breath.
Looking for jobs is no fun, but this is precisely why you have the emergency fund.
As others have noted, while the layoff sucks, you aren’t in as bad a position as you are afraid you are in.
Take a huge deep breath. You put in for unemployment. You and your wife have updated your resumes. You have some savings. You are going to be ok.
Yes, if somehow a year from now, neither of you finds a job, things will get tough. But you won’t get evicted tomorrow. You aren’t going to starve tomorrow. Or the next day. Or next month.
A quick look at TX unemployment is that you’ll get 26 weeks. So for the next 6 months, you are getting $2k from unemployment, with $2,400-$2,600 in expenses. Even at $600 a month from your savings, you’ll only be tapping into $3,600 of your savings over the next few months. Obviously, the goal is to get a job long before that, but as for today, as the book says, Don’t Panic.
Take some of this time to enjoy life with your family. Rare is the time when we get to have that kind of time off together. Set yourselves up for a good mix of doing the things to make you both feel like you are being productive towards finding a job, but also getting to enjoy life together. Go for a daily walk together. Plan movie nights in (the library might be a great friend for you now). Schedule some time 3-4 times a week for each of you to spend a few hours job hunting, but schedule some time to sip some morning coffee together and read, or listen to tunes, or practice the art of babymaking, whatever you and your spouse enjoy together.
Point being, yes, this sucks. But you both set yourself up to be safe by having savings. Do your due diligence to get a job (or for your wife to), but don’t spend the only time you might all have to spend together for a long time stressed out. You are going to be ok.
I am not sure what state you are in, but if you have trouble getting in contact with the unemployment office to resolve the identity theft issue and start payments, contact your state legislators. Your state rep, senator, governor, lieutenant governor, etc. When I worked at the Lt. GovernorÔÇÖs office in my state, we regularly helped constituents get in touch with state agencies especially unemployment. Good luck!
If you have a mortgage, contact your lender ASAP and ask for a forbearance until you’re employed. This saved my ass (and my home) for a very long, extended time being out of work.
Use the time to recharge, reflect and decompress. Things will be tight if u insist on not making concessions. I found out during my layoff that most of the things I thought I had to have were weighing me down. I enjoyed selling/getting rid of almost all things I hadnÔÇÖt used in 1-2 yrs. Most importantly the family and personal time I was able to enjoy was so valuable to me. You will be ok. We only promised today, so live today. Good luck!
How do you get 2k? The maximum is 450 per week
I’ve been here before. It gets easier. It’s sounds like you’re doing the right things… but I’ll echo what others have said. It’s not time to panic. You are and will be ok… remember your worth.
Not saying this to sound emotional or soft, I mean it in a very practical sense. When you’re applying to jobs and speaking with recruiters or employers, you need to carry yourself with confidence, not panic or desperation.
Remember job hunting takes a bit of time, negotiation, and patience. When I’ve been in between jobs with tight finances I’ve found keeping a “mental separation between “main job” & “temp job” really helps.
Your main job is the replacement for the full time work you were going before – in this search, remember to be thoughtful: vet the employer, your would-be manager, the culture, compensation philosophy, growth opportunities, employee turnover, benefits, etc. Rushing into a shitty job after a layoff is really how careers get thrown sideways. Don’t let the circumstance surrounding your job search color your gut.
Now in order to afford yourself the luxury of thoughtful consideration/patience, you’ll need to also think about “temp jobs” to cover the ~$600 gap in monthly expenses. Honestly, this is where something like driving for Uber. Delivering for Postmates, etc if that’s an option could really help.
You should figure out what your states rules are on income levels while collecting unemployment. For example, in Texas, you can earn up to 25% of your unemployment benefit – so $125/week if you get $500 a week/$2k a month – before they start reducing your benefit. That’s an extra $500 a month from gig work while fully capturing unemployment. Your wife, if able, could also do gig work and her earring wouldn’t impact your UI at all.
Also, I know you cut the one subscription, but if you have any other recurring bills like pest control, internet, cell phone, etc try and negotiate reductions. It’s something one should do annually anyway, now you’ve got the time.
If unemployment is $2000/mo and expenses are ~$2500/mo, then theoretically you’d have 2 years worth of savings to get you by with that plus unemployment.
Now, that doesn’t mean to wait 2 years to get a new job, but it does mean that instead of panicking, you can take your time and fine a job that is a good fit instead of taking the first one. Being honest, you may even be able to kind of take a week to catch your breath and reset.
First of all- its all going to be alright. You have saving and some unemployment and thus you have some time to get situated. My my estimate you have about 5 months of expenses covered. Your gunna be okay. Below is a list of something to do.
File for unemployment
Get your health insurance set up. You can go cobra or find a plan in the Obamacare website ( the Obamacare plans might wind up being cheaper)
Cut any unnecessary expenses. There are the obvious ones such as eating out and streaming, but you can also look at any loans you have outstanding and see if they have hardship deferral of payments. Sometimes they offer that sort of thing.
Give yourself an estimate of how long you all can last on unemployment plus your savings. My estimate is 5 months given what youÔÇÖve said but it might be different.
If you need to, maybe look into getting some therapy. Losing your job can be hella stressful and if you find yourself drowning in it all therapy can really help.
Give yourself a week or two to process things and take care of necessitaties before hopping into job hunting. Interviewing fresh off of being let go can be rough and you donÔÇÖt want to spoil your first couple of interviews, it starts you off on the wrong foot.
When you do start your job search treat it as a full time 9-5 job and set yourself goals on applications youÔÇÖve sent out. More applications is more phone interviews is more second interviews is more chances at landing a job.
I highly recommend networking on LinkedIn or anywhere else to get yourself a phone interview. Apply for a job, look on LinkedIn for someone who works at that company (preferably a recruiter) and send a connect request with a brief message that your connecting in regards to a job you think your a good fit for. I get most of my first round interviews that way.
I was laid off from my job after 30 years of service. I was stung and caught off guard. Being over 50 was really hard to find another job. I guess companies don’t want to invest in older folks who are within 10 years or less of being retirement age. But I did get another job making equal what I was making from my previous employer. It took me 18 months to find another job. The only advice I can offer you is, when you do find your next job, save as much money as you can just for moments like this or any emergency. Because I had a very large emergency savings, we didn’t miss a mortgage payment, utilities, car, food or any other expenses. We didn’t go into debt on credit cards, loans or anything else. We just continued to live the same lifestyle for those 18 months. That’s what I can tell people. Just save as much as possible.
Did you apply for food stamps? You should get a good amount for 3 people. IDK where you live but some places offer housing help paying your rent/mortgage. Medcaid … make sure you have insurance specially for your little one. You can’t afford to pay for health insurance so get the free stuff they offer.
I’m assuming the food is 400-600 per month, if so food stamps will be a game changer til you find work. Don’t do gig work because it decreases your unemployment and food stamps.
[https://www.hhs.texas.gov/services/health/medicaid-chip/medicaid-chip-programs-services/programs-children-families](https://www.hhs.texas.gov/services/health/medicaid-chip/medicaid-chip-programs-services/programs-children-families)
I put the link to apply for your daughter. You can apply for yourself as well.
[https://www.hhs.texas.gov/services/food/snap-food-benefits](https://www.hhs.texas.gov/services/food/snap-food-benefits)
You would be eligible for up to 740. You probably won’t get that but eh.
Your wife isnÔÇÖt eligible because she voluntarily resigned.
Try looking at part time gigs while you job search. Either leverage your professional skills or drive for DoorDash?
Network with your contacts including co-workers, former colleagues, friends and family. Update LinkedIn that you are seeking a new job. Attend industry conferences, job fairs, etc. Think out of the box how to differentiate your self from other candidates. Good luck!
Also, there are temp agencies you can go to and usually get work the same day and paid at the end of the day
You are doing great  already signed up for unemployment and with 13 grand in savings, relatively low expenses Its not panic time yet at all.
Anecdotally, one time my now ex husband was laid off unexpectedly while we had higher bills and more kids than youÔÇÖre describing. We immediately sold our relatively new Prius to live off the profit (it had been paid for in cash; we did not have savings; we also had a minivan). He got a new, better paying job so fast that we always kind of regretted being so quick to sell the car ƒñÀƒÅ╗ÔÇìÔÖÇ´©Å
Just an FYI, you can see how much you can make and still collect full unemployment benefits. I know I could work two nights a week at a local hotel and still get full benefits. It wasn’t much. An extra $100 a week, but it helped. Good luck!
I’ve lately found the best way to find something is work the network. Talk to all your former co-workers, maybe someone has moved on and is looking for something.
Got a mortgage? You should be eligible for 6 months forbearance with a payment deferral at the end.
Allow yourself to grieve if needed (you didnÔÇÖt go out on your own terms, you really loved your job or your coworkers, etc) and allow yourself to slow down.
Accept that it will likely take months. I was laid off in December of 2022 and didnÔÇÖt get hired until the end of June 2023, and I was actively applying and interviewing that whole time. Let your body rest, and try not to let it get too dark of a place while you wait.
Keep a routine of some sort-go on a walk, go to the gym, or just wake up and have a morning coffee before job searching each day, itÔÇÖll help you not get in a rut.
I agree with others: donÔÇÖt settle for the first job, make sure it actually aligns with your career goals and personal ethics.
And finally (and most importantly at this time, financially speaking) STAY ON TOP of your unemployment requirements. Mine made me complete x amount of in-person visits to the local office, x amount of workshops, x number of require jobs with email confirmation proof of application, and monthly calls with a case worker until I was hired to remain eligible to receive benefits each week. File on time, and set an alarm to remind yourself if needed. The state wonÔÇÖt care if you miss filing for a week even if youÔÇÖre one minute late, because it means they donÔÇÖt have to pay you. Take advantage of SNAP benefits, it will significantly help with bearing the cost of food, especially with a young kid to take care of.
In theory, the government has programs to help you stay somewhat afloat. Take advantage of them, and donÔÇÖt feel shame for doing so. ThereÔÇÖs nothing wrong with asking for or needing help sometimes. This experience, shitty as it is, will help you feel more compassion toward others in a similar situation.
Keep an ongoing inventory of things you’ve spent money on like weekly food bills etc, if you do already then have another look. And keep yourself busy like random housework you wouldn’t otherwise do and free activities like a museum or a park to take your mind off the stress.
You aren’t in a bad spot but you want to minimise that cash loss as soon as you can, at least until your Unemployment can help prop you up, and you might be back in the black again. Definitely ask if your wife qualifies, there should be at the very least some assistance for your daughter.
I’m in a similar situation for medical reasons however I have the option of returning to my job once I’m fit. I’m in the UK which has advantages primarily on healthcare for events like this, but it’s still not a fun time.
You may find these links helpful:
– [Leaving a Job](https://www.reddit.com/r/personalfinance/wiki/leaving_job) (resigning, quitting, fired, laid off, etc.)
– [Job Loss Megathread: unemployment resources, state-specific information, and help](https://www.reddit.com/r/personalfinance/comments/fkyu8h/job_loss_megathread_unemployment_resources/)
*I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/personalfinance) if you have any questions or concerns.*
If you were dependent upon this employer for access to health coverage and necessary health care, [put your zip code here.](https://www.healthcare.gov/see-plans) 60 days to shop post-loss of whatever that was.
If you’re resident and shopping in “[orange or light blue](https://www.kff.org/medicaid/issue-brief/status-of-state-medicaid-expansion-decisions-interactive-map/),” **do not** estimate your 2023 income at or below the [Federal Poverty Level](https://www.healthcare.gov/glossary/federal-poverty-level-fpl/) for your tax filing status even if your actual 2023 income would be closer to $0.
“COBRA” is somebody other than the former employer paying 102% of the sticker price of whatever employer-dependent health coverage product premium didn’t get laid off when you did. The average amount an employer pays toward the “cost” of any employer-dependent health coverage product premium for a still employed worker is 78% of the sticker price.
Donating plasma saved me many times.
See if you can get a low-income credit on internet, and see if you’re qualified for your state’s medicaid. Being on unemployment seems to bypass a lot of the income restrictions on assistance programs.
Internet credit: [https://www.fcc.gov/acp](https://www.fcc.gov/acp) (Your ISP may have a more direct way to apply for this)
I know it’s important to find a job right away. But if I were you, I’d just take my time. Don’t just take the next job that comes up. Make sure the next job you take is a good one. You have a nice emergency fund to get you through with a $2k/month unemployment buffer. You have plenty of time to get under your feet. Take about a month off and enjoy the time off and destress and be with your family. THEN, after a month of doing things you want to do, go in looking for a job with a refreshed mind and body.
Did you have insurance at the job you were laid off from? If so, you should be getting a letter offering that insurance to you at full cost – COBRA. Usually way too expensive. You can also go online to your states Insurance Marketplace, Obamacare , and apply.
Your wife should apply for unemployment – the worst that can happen is they tell her she doesn’t qualify. When they ask her why it took her so long to apply she can tell them she wasn’t available to work until now.
Things I did to look for work when laid off –
Kept a spreadsheet reflecting every job I applied for. When I applied for it.The names of people I talked to at the company. Info about the company. Names of people I knew who worked at the company.
Created a SOAR doc to aide in interview prep. Had 20 different situations identified.
S=Situation’s faced/Assignments/Projects
O=Obstacles identified/encountered
A=Actions I took and/or was responsible for
R=Results
Created an interview question list with answers I would give – questions found on Google or from interviews.
(It’s surprising how many interviewers use the same questions.)
Set up a time to look for a job. I looked for work every work day morning from 8 to 12. Interviews, of course, can happen anytime.
You will get your unemployment benefits donÔÇÖt worry-itÔÇÖs 100% a clerical error that just will require some simple footwork on your behalf
Your wife’s not going to qualify. Quitting to take care of your kids is NOT good cause.
You should NOT be looking for a job that pays better than UI. You should be looking for a job that pays BETTER than you ever had before. This is your big chance to trade UP while someone is paying you to do it.
Your WIFE is the one that should be looking for work. All she needs to earn is $400 to $600/mo for your family to survive.
If YOU try to supplement your UI will you invariably make a HUGE mistake. I’ve seen it happen so many times. People take crap part-time jobs to “supplement” their UI because the state websites all extoll the virtues of part-time work. What quite often happens is that the part-time job is so crappy and your employer knows you are on UI, and because you sold yourself short, you quickly find out the part-time is now your new career as soon as one of the other employees quit, and the employer now wants you full-time. What would have been unsuitable employment is now suitable because YOU started doing it.
I will warn you now. YOU look for the best damn job you can find, and you hold out for it, and do NOT sell yourself short. You can watch the kids, but you make the wife work outside the house. She could get a $100K/yr job, and it won’t affect your UI at all, but if YOU get a crap job, when you do the math, you find that you might net $2/hr for working part-time. You might even net less than that when you factor in travel expenses that aren’t included in the offset.
It is very therapeutic to not have to set an alarm or have anyone telling you what to do. You’re going to be experiencing a fair amount of anger at what happened to you. The best cure is to get a job BETTER than you had before. Then you can say to yourself, “if this bad thing didn’t happen to me, I wouldn’t be here right now.” Do NOT throw this opportunity away. You will be so mad at yourself if you try to just get more than UI. You can get UI with ZERO hours. Therefore, it bites to work 40 hours/wk or 172 hours/mo for just $600 more per month (600/172 = $3.49/hr NET over not working at all less your transportation expenses AND the time out of your day getting ready, commuting, and not being with your family.) I really hope you take this to heart.
Been through this twice. My only advice: when you get that next job, make sure you start work on a Monday or Tuesday!! DON’T START YOUR NEXT JOB ON A FRIDAY!!! You won’t get unemployment for that week. ƒÿ¡ƒÿ¡ƒÿ¡ I learned this the hard way.
YouÔÇÖre not alone OP!
Take the time you need to be upset/angry. Try to enjoy the time as best you can for a little while. Breathe.
Then start that cruddy inhuman process of whoring yourself out to potential employers lol. DonÔÇÖt worry, the jobs are there.. and they always will be. Work will always be waiting for you ƒÖâ
It sucks, yeah, but itÔÇÖs not the end of the world and the end of your life. This will be but a blip in the timeline do your life.. sooner than later youÔÇÖll have forgotten about the whole ordeal and when you think back on it, youÔÇÖll wonder why you were so rocked. I was unemployed for like 6 months after getting let go from my first job after college and it was soul-crushing.. especially as it came out of nowhere and our department had just gotten through a massive portfolio of work. I felt really used and betrayed, so much so that I felt resentful and didnÔÇÖt even utilize any of the resources (olive branches) they offered to help me find a new position. Not to mention it was especially hard to get my foot in the door in my industry because I had only graduated a year earlier and didnÔÇÖt have a lot of experience yet. In short, for no fault of my own, I found myself in a really difficult spot to find employment in a really competitive field and I was too ashamed/proud to leverage my contacts. That was my only regret, not asking for help when I needed it.. not advocating for myself and knowing my worth.
In hindsight, I didnt need to be so upset over the whole thing and I hindered myself by being too hard on myself about it all
Learn from my mistake and donÔÇÖt let your pride or emotions get the better of you. Enjoy this unwelcome vacation as best you can and hop back on the horse once your on itÔÇÖs easy to stay on. It could take a while depending on your situation but it will happen. Eventually youÔÇÖll be back of making comments about wanting to quit your job. ƒÿî
You will grow a lot from this and it will change your whole perspective on employment.. perhaps a bit more cynical, certainly more adaptable, but overall stronger.
PS: Good on you having the emergency fund, you got this! CanÔÇÖt wait for when youÔÇÖre employed and even happier than you were at the last gig.
I expect to be laid off in April. I would like to switch to self employed, so I’ve been spending a lot of time thinking about and looking into side gigs that I can work on growing during my period of unemployment, hopefully, to the point where I can cover my expenses and make it my main job. For example, in the past I’ve prepared taxes or taught classes.
Reach out to all your contacts and see if there are opportunities. Be open minded on roles. Call recruiters (on the phone).
Figure out health insurance. Often its good until the end of the month. Try to get any routine stuff done before the.
Then look at COBRA, if your company was large enough to provide it. The good news is that you have 60 days to make up your mind. And it is retroactive 60 days to the end of your insurance.
Also look at ACA. For younger people its cheaper than COBRA. (ACA is allowed to charge older people three times higher.) You may be able to negotiate a subsidy right away from a ACA manager. But ultimately that subsidy is based on annual income and adjusted at income tax time.
Happened to me twice. Decided to panic after 1-2 months of looking for something better than what I had. Never ended up panicking cause I always found something. Point is DonÔÇÖt panic immediately; first search for an upgrade!
Congrats on having an emergency fund!!! I bet you 100% that in 12 months that fund will actually be higher!