- April 7, 2024
- Posted by: legaleseblogger
- Category: Related News
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AI Legalese Decoder: Simplifying Legal Jargon
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FREE Legal Document translation
****** just grabbed a
You uncultured swine. It’s Sankey life or death
Middle Class Budget. Take-Home Dollars. Two F/T Working Parents. 1 Elementary-Aged Child. “Debt” is student loans, one car payment, and a “Debt Emergency” accrued after pandemic job-loss. Debt Emergency should be eliminated by December 2024; the majority of those funds will be directed toward student loan repayment, with the goal to bring the total debt payments closer to 25% of monthly expenditures until eliminated.
There’s also about $15/day (or $450/mo) “walking around money” not pictured for each spouse- that covers things like:
* haircuts/salon
* out-of-pocket medical expenses (co-pays, prescriptions, allergy medicine)
* babysitters when needed
* incremental splurges like ice cream dates, pizza, taco runs, etc
* the infamous Millennial “latte fallacy”
* avocado toast
* and everything in-between.
Could you please turn convert this into a Sankey, I don’t speak donut.
*applause
Most of the sankeys don’t have to be. A stacked bar would be sufficient. Donut/pie?, sure.
Put everything in the donut from your gross pay. Don’t forget the walking around money. Tag the debt payments so it is understood what you are paying. Good work. Get that debt down and clarify the pin money better.
In regards to your note on only contributing 1% pretax to your 401k. I would contribute at least enough to get the full match contribution. I get wanting to pay down the debt, but depending on the match, you could be leaving easy money on the table.
Any retirement accounts in the mix?
[deleted]
$900/month in “walking around money” is a lot relative to your budget. I’d tighten things up personally, especially since you are not really saving much.
Wtf kind of graph is this? Sankey or GTFO
If you had to cut down on retirement savings to pay off debt then it may be a good idea to cut down on walking around money too
r/dataisugly